My Retirement Plan

Enter your details once and get comprehensive analysis across portfolio, withdrawal, tax, and strategy dimensions.

These are sample values to show how the planner works. Update the inputs below with your own numbers for a personalized plan.

Accounts

3 accounts

Total Balance

$215,000

Total Contributions

$34,800/yr

Demographics

35
1880
65
3680
90
66100
67
6270

Income & Market

$

In today's dollars • 1.3% of projected nest egg

$
$

Pension, rental income, etc.

Market Assumptions

%

Your plan analyzed across five dimensions. Each tab provides a different lens on your retirement readiness.

100%

100% Ready

You're on track to have $4,604,029 at retirement, versus a target of $1,380,720.

Monte Carlo: 100% success rate

Projected Savings

$4,604,029

Required Nest Egg

$1,380,720

Years Funded

25 years

Monthly Income

$17,347

$7,147 in today's dollars

Your Account Breakdown

AccountBalanceContributionPortfolioReturnVolatility
401(k)$150,000$23,500Classic 60/405.9%10.6%
Roth IRA$50,000$7,000Aggressive Three-Fund6.5%11.8%
HSA$15,000$4,300100% US Stock Market6.7%16.5%

Blended Portfolio Overview

Expected Return

6.1%

Volatility

11.1%

Max Drawdown

-24%

Stocks

67%

Bonds

33%

Asset Allocation

US Large CapVTSAX/VTI
62%
US Aggregate BondsVBTLX/BND
32%
International DevelopedVTIAX/VXUS
6%

Monte Carlo Simulation

500 iterations

Probability of Success

100%

Showing 500 scenarios. Run full simulation for 10,000 scenarios with fat tails and regime switching.

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