Retirement Readiness Calculator
Find out if you're on track to retire comfortably with our comprehensive analysis.
Your Details
Savings & Investments
Retirement Income
In today's dollars
Pension, rental income, etc.
Market Assumptions
100% Ready
You're on track to have $2,782,686 at retirement, versus a target of $1,717,712.
Projected Savings
$2,782,686
Required Nest Egg
$1,717,712
Years Funded
25 years
Monthly Income
$13,595
Savings Projection
Monte Carlo Simulation
500 iterationsRun a simulation using the Classic 60/40 risk profile to test your plan against random market scenarios.
Advanced uses fat tails, regime switching, and 10,000 iterations
AI Insights
3 remaining todayGet personalized analysis of your financial scenario with actionable recommendations.
Understanding Your Score
Readiness Score
Compares projected savings at retirement against the nest egg needed through your life expectancy. A score of 100 means exactly enough; above 100 means a surplus.
Monte Carlo Analysis
Runs thousands of randomized market scenarios using historical data, giving you a probability of success rather than a single fixed-return projection.
Tips to Improve Your Score
- ↑Increase annual contributions, even small amounts
- ↑Delay retirement 1-3 years for dramatically better outcomes
- ↑Claim Social Security at 70 for +8%/year in benefits
- ↓Reduce retirement expenses or consider geographic arbitrage